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Home and Contents – Carers

Although many Home and Contents insurance policies include public liability insurance, they usually do not cover any claims arising out of a business.

As family day care is a home-based business, new carers should notify their current insurance company that they are now operating a business from their home. To be certain that their current policy will continue to cover their home and contents carers should request and receive a written endorsement from their insurer. This endorsement should state that the insurer recognises that a family day care business is being conducted from the insured premises and that cover is not compromised as a result.

FDCA has negotiated a specific endorsement which covers the operation of a family day care service from the home – irrespective of whether the home is owned or rented. This written endorsement, coupled with competitive rates, flexible payment options and a choice of policies, makes this insurance a must for family day care carers*.

A family day care endorsed Home and Contents policy makes good business sense*. What’s more, there is a choice of policies:

Extra Care – standard policy
Elite – includes Accidental Damage (new for old) replacement cover

Both policies are discounted by at least 10% through FDCA.

For an obligation free quote or instant cover with a 14 day cover note, contact your Member Services Team on FREECALL 1800 658 699

* Any recommendation we make about insurance is made without taking account of your particular situation or needs. Consider whether our recommendation is appropriate for you before acting on it and read the Product Disclosure Statement before making a decision.

  

Home and Contents – Landlords

Landlords of Tenant Carers
  

For an obligation free quote or instant cover with a 14 day cover note, contact your Member Services Team on FREECALL 1800 658 699

 

Insurance for Investment Properties
Carers with investment properties are also able to access Landlords building and contents policies.

 

* Any recommendation we make about insurance is made without taking account of your particular situation or needs. You should consider whether our recommendation is appropriate for you before acting on it and read the Product Disclosure Statement before making a decision.

 

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