Personal Accident and Illness Insurance for Carers
Most family day care carers are self-employed and therefore don’t have access to employment-related conditions such as sick leave. Personal Accident and Illness Insurance for Carers protects up to 75% of your gross income if you can’t work because you are sick or have had an accident.
FDCA’s Personal Accident and Illness Insurance for Carers is designed to offer carers an affordable way to protect their income during times of major illness or injury.
Sickness or accident can strike anyone at any time – usually without warning and being off work doesn’t mean the bills stop coming. This policy makes good business sense*.
The Personal Accident and Illness Insurance policy offered by FDCA has the following key features:
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Pays up to 75% of average gross weekly income |
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Claims paid for up to 26 weeks or 52 weeks |
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30 day excess applies |
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Cover for 24 hours a day seven days a week – anywhere in the world |
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No medical check is required - pre-existing conditions are automatically excluded |
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Choice in level of cover – you choose how much insurance cover you need |
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Choice of payment options – yearly or monthly instalments at no extra cost |
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HIV Accidental Infection – $10,000 benefit |
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Complications arising from pregnancy and child birth – payable for up to 10 weeks |
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Bereavement cover of 2 weeks should there be a death in your immediate family. |
Conditions apply.
The insurer is Allianz Australian Insurance Limited.
For an obligation free quote contact your Member Services Team on FREECALL 1800 658 699
* Any recommendation we make about insurance is made without taking account of your particular situation or needs. You should consider whether our recommendation is appropriate for you before acting on it and read the Product Disclosure Statement before making a decision.
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